Summer 2026 home design trends are centered around warmer color palettes, natural materials, personalized spaces, and stronger connections between indoor and outdoor living. According to Beazer Homes Corporate Design Studio Manager Melissa Fleury, homeowners are moving away from cool gray interiors and all-white kitchens in favor of earth-inspired colors, stained wood cabinetry, layered textures, and timeless finishes that create comfort and reflect personal style.

The first thing people think of when they see news about the Federal Reserve Chair and whether or not he is inclined to raise or lower the federal funds rate, is that this will have a direct impact on mortgage rates. While this is an understandable reaction to a group that yields such momentous financial authority, their decisions don’t immediately affect mortgage rates. Mortgage rates in a broad sense are determined by the markets, and investors in mortgage backed securities more specifically.

Buying a home starts with understanding your financing options. Asking the right questions before choosing a mortgage can help you compare lenders, understand your monthly payment, prepare for closing costs, and find a loan that fits your financial goals. This guide outlines the most important questions every homebuyer should ask before committing to a mortgage.