Beazer’s Mortgage Choices program enables our homebuyers to secure the
RIGHT mortgage program to meet their personal needs.
We’ve identified, evaluated, and selected 3-4 lenders in each community, so you don’t have to worry about doing the research. These lenders meet high standards of customer service.
When financing your new home Beazer helps you explore finding a lender, as you would with any big purchase, that you’re most comfortable with.
When lenders compete for your business, you benefit.
Rest easy knowing you received the right product and the best deal. Not to mention, our preferred lenders provide the highest service standards and comprehensive loan portfolios for our homebuyers.
Let us help you start the process ofand/or from multiple preferred lenders. It’s completely free and will take you less than 5 minutes to complete.
Yes – there are significant differences, including the loan programs offered, rates and fees, qualifying standards such as minimum credit scores, processing times and how the loan will be serviced after closing. That’s why Beazer offers you access to a group of preferred lenders that have been vetted for their products, their competitive rates and fees and their superior customer service. We encourage you to talk with several lenders so you can consider all available options and pick the lender and loan program that are best for you.
Your credit score is a number ranging from 450 to 850 that reflects your overall credit history. Credit scores consider factors including your payment history to your creditors, your outstanding balances, the length of time you’ve had credit established and whether you’ve had any major credit events, such as bankruptcies, short sales or foreclosures. Your score is important, but it’s only one of several factors that lenders consider in determining your eligibility for a loan. If you have questions about your score or your credit history, it’s a good idea to have a lender review your credit report before you start shopping for a home. Beazer’s preferred lenders are available to help you with this.
No - as long as you shop for your mortgage within a 14-day time frame, you can have your credit checked by an unlimited number of lenders and it will only count as a single inquiry. This rule was put in place to give consumers the ability to apply with multiple lenders in order to find the best loan terms.
Affordability has two components – the amount you can qualify for, and the amount you are comfortable with based on your personal budget. A formal pre-qualification with the lender of your choice is the best way to determine how much house you can qualify for. During the pre-qualification process the mortgage lender will discuss your specific needs and outline all available options. Beazer’s preferred lenders are available to help you with a professional pre-qualification. The amount you qualify for could be more than the amount that fits your personal budget, so be sure to consider both factors.
Beazer Homes’ Privacy Commitment. Beazer Homes respects the privacy of our customers and protection of your personal information is important to us. Beazer Homes believes in communicating clearly with our customers.
Changes in this Policy. Beazer Homes may amend this Policy at any time, but we will communicate with you, as required by law, when any changes are made. Please visit our Website to obtain current information about our Policy. This Policy replaces all previous notices or statements with respect to this subject, and cannot be modified orally by any of our representatives, employees or officers.
Beazer Homes and its Affiliates, as defined below, collect personal information for permissible business purposes to assist in meeting our customers’ needs. We do not require anyone to divulge any personally identifiable information to use the Website. Certain types of information available to you on the Website (for example, pricing information) may only be accessible after you provide us with requested personally identifiable information. Beazer Homes will not collect personal information about you through the Website unless the information is provided voluntarily by you.
The information we collect generally includes: (1) personal information and (2) tracking information collected as you navigate through the Website.
Personal Information. We collect personal information about you for many reasons and at a variety of different times. The type of personal information we collect depends on the community you’re looking at or live in, or the services you’ve requested. Our computer servers automatically log your IP address, the pages you click on and how long you spend there, and the web page you came from and go to next; we also save the data you type in if you want us to send you brochures or applications.
The personally identifiable information we request from you may include your: (i) first, middle, and last name; (ii) home or office phone and fax numbers; (iii) home or office address; (iv) home or office e-mail address; and (v) any other information you provide to us via our contact form.
Beazer Homes also collects personal information for market research and product development so we can understand your needs as a home buyer. We may also collect personal information about you from third- parties or other sources, such as information we receive from a credit reporting agency, information about your payment history, or the status of a loan application.
Beazer Homes cookies are limited to our Websites only, and are not designed to follow you when traveling on the internet after leaving the Website. In addition to Beazer Homes cookies, various third parties may also place cookies on your computer's hard drive. Beazer Homes is not responsible for the presence or absence of third party cookies, or for the technological capabilities or practices employed by third parties in connection with third party cookies.
If you would prefer not to have the benefits of cookies, your internet browser or other third party software on your workstation can be adjusted to treat cookies in different ways. Depending upon the type of browser you are using, you may be able to configure your browser so that: (i) you are prompted to accept or reject cookies on an individual basis; or (ii) you may be able to prevent your browser from accepting any cookies at all. You should refer to the supplier or manufacturer of your web browser for specific details about cookie security. However, you should also understand that rejecting cookies might affect your ability to perform certain transactions on our Website and our ability to recognize your browser from one visit to the next.
Information Is Not Collected Online from Children Under 13. Beazer Homes does not knowingly collect any personally identifiable information online from children under the age of 13. If you are under the age of thirteen (13), we ask that you do not use the Website. Beazer Homes does not seek to obtain, nor does it wish to receive personally identifiable information directly from minors; however, we cannot always determine the age of persons who access and use our Websites. If we do learn that personally identifiable information has been collected on the Website from a minor and without verifiable parental consent, then we will take the appropriate steps to delete this information. If you are a parent or guardian and discover that your minor child has obtained an account on the Website or has otherwise provided personally identifiable information, you may alert us at 888-623-2937 or firstname.lastname@example.org and request that we delete that child’s personally identifiable information from the Website.
Beazer Homes uses your personally identifiable information for the purposes for which it was submitted. For example, we collect this personal information so we can provide you with the services you want, make it possible for you to build, buy and insure your home and help you settle into and enjoy your new home and your community.
Beazer Homes may also contact you with information on promotional offers or incentives based on information you have provided. However, you may at any time "opt-out" by following the opt-out procedures below.
We may also use your personal information as required by law, in response to governmental orders or requests, to enforce the Terms and Conditions applicable to the Website, and as we deem reasonably necessary to investigate, prevent or take other appropriate measures in connection with fraudulent or illegal activities.
Beazer Homes may use information about use of the Website and aggregated information about you and other visitors to our Website in order to improve our Website and develop content and services that may be of interest to you and for its other business purposes.
Beazer Homes uses firewalls, vulnerability scans, and secure network encryption technology to protect personally identifiable information. Beazer Homes also employs internal physical and technologic security measures to detect and block unauthorized intrusions to its computer systems. However, while we employ reasonable security measures to protect your personal information, please be aware that no method of electronic transmission is completely infallible, and we cannot guarantee its absolute safety.
Sharing of personal information between Affiliates. Beazer Homes is made up of a number of companies (“Affiliates”). Beazer Homes may share with and between its Affiliates personal information you provide to Beazer Homes or any of its Affiliates.
Non-Affiliates/Associates/Joint Marketing. We also share personal information with our “Associates” - third parties that we have partnered with to share in the development or management of a community. Our Associates are third parties that are not affiliated with us and who perform services or functions on behalf of Beazer Homes or its Affiliates (such as accountants, attorneys, management companies, credit bureaus and banks). They are required to hold the personal information we provide to them in confidence, and use the personal information only to provide the services we’ve hired them to perform for us or for you. We may provide personal information about you to trusted companies pursuant to a written agreement with them when we jointly market our services to you. An example of this would be if a company wanted to offer insurance services in your community. The written agreement requires that they use your personal information only for the purposes of the joint marketing and that they not share it with others.
We do not sell any customer lists that contain your personal information.
Other Circumstances. We may disclose your personal information as you consent or direct. We may disclose your personal information to third parties as required by law. For example, we may disclose your personal information in connection with a subpoena or other legal process, in an audit, or when we record your mortgage or deed in public records. We reserve the right to report to law enforcement agencies any activities that we, in good faith, believe to be unlawful, or in the interest of national security, law enforcement activities, or other issues of health and safety as reasonably necessary or appropriate under the circumstances. We may share information to prevent illegal uses of the Website, or defend ourselves against third-party claims. We may also share information with companies assisting in fraud protection or investigation. We do not provide information to these agencies or companies for marketing or commercial purposes.
We may also transfer user or customer information, including personally identifiable information, in connection with a corporate transaction, such as a divestiture, merger, consolidation, or asset sale.
We give customers control over their personal information.
We provide you with access to your personal information in various ways, including statements and community mailings, and want you to make sure that the personal information we have about you is accurate and current. Beazer Homes enables users of its Website to update contact information and to opt out of the collection of personally identifiable information or particular communications or services. You may do so by going to this opt-out link http://www.beazer.com/unsubscribe, or by contacting us at 888-623-2937 or email@example.com. Due to production, mailing, and system timelines, it may take some time to process your request. In addition, we may still use your information to communicate with you for other purposes, such as for customer service.
If you have any questions or comments about this Policy, please contact us at: 888-623-2937 or firstname.lastname@example.org.
Terms and Conditions. This Policy is subject to, a part of, and incorporated into the Beazer Homes Terms and Conditions which can be found at www.beazer.com/terms/terms-and-conditions.
Changes and Updates to this Policy. Please revisit this page periodically to stay aware of any changes to this Policy, which may be revised periodically at our sole discretion. If we modify this Policy, we will make it available through the Website, and indicate the date of the latest revision. In the event that the modifications materially alter your rights or obligations hereunder, we will make reasonable efforts to notify you of the change. For example, we may send a message to your e-mail address, if we have one on file, or generate a pop-up or similar notification when you sign-in to the Website for the first time after such material changes are made. Our amended Policy will automatically take effect 30 days after it is made available through the Website, except that (i) we generally only use your personally identifiable information in the manner described in the Policy in effect when we received that information and (ii) if you do not agree with any changes to the Policy, you may terminate your account. Your continued use of the Website after the revised Policy has become effective indicates that you have read, understood and agreed to the current version of the Policy.
International Users. This Website is operated, in whole or in part, from the United States. By using this Website, regardless of where you live in the world, you consent to have your personal data transferred to and processed in the United States, and allow Beazer Homes to use and collect your personal information in accordance with this Policy.
Third Party Links. The Website may also contain links to other third party websites that are not under our control. These websites may have their own policies or no policies at all, regarding privacy. You should seek and review these policies before providing information to these websites. Beazer Homes has no responsibility for linked websites and provides these links solely for the convenience and information of our visitors. Beazer Homes also maintains a strict "no-spam" policy and fully complies with CAN-SPAM Act regulations.
Do Not Track. Beazer Homes does not track its customers over time and across third party websites to provide targeted advertising. Therefore, Beazer Homes does not respond to Do Not Track (“DNT”) signals. Some third party sites, however, do keep track of your browsing activities when they serve you content, which enables them to tailor what they present to you. If you are visiting such sites, your browser should allow you to set the DNT signal on your browser so that third parties (particularly advertisers) are informed that you do not want to be tracked.
If you end your customer relationship with us, this Policy will apply to personal information we collected while this Policy was in effect. This Policy does not apply to personal information relating to partnerships, trusts or corporations.