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The Power To Choose

The Right Mortgage

Shop for Your Lender
and Get a Better Deal
Whether you're a first-time homebuyer or just making a change, you'll
probably need a home loan, and Beazer has created an environment
that makes it easy to shop for one. In every Beazer community,  we've
identified a group of preferred lenders that provide a comprehensive     product portfolio, competitive rates and fees, and outstanding customer
service. The benefits of shopping can save you hundreds of dollars a
year. And, when you work with a preferred lender, they make sure you're
ready to move in when your home is ready.
The Right Mortgage

About the Mortgage Choices Program

Beazer’s Mortgage Choices program enables our homebuyers to secure the
RIGHT mortgage program to meet their personal needs.

Save Time

We’ve identified, evaluated, and selected 3-4 lenders in each community, so you don’t have to worry about doing the research. These lenders meet high standards of customer service.

Best Options for You

When financing your new home Beazer helps you explore finding a lender, as you would with any big purchase, that you’re most comfortable with.

Competitive Rates and Fees

When lenders compete for your business, you benefit.

Peace of Mind

Rest easy knowing you received the right product and the best deal. Not to mention, our preferred lenders provide the highest service standards and comprehensive loan portfolios for our homebuyers.

Let us help you start the process of assessing the mortgage amount for which you qualify and/or requesting financing proposals from multiple preferred lenders. It’s completely free and will take you less than 5 minutes to complete.

Assessing the mortgage amount for which you qualify
Getting pre-qualified is the initial step in the mortgage process. You supply a bank or lender with your overall financial picture, including your debt, income and assets. After evaluating this information, a lender can give you an idea of the mortgage amount for which you qualify.
Requesting financing proposals
By requesting a financing proposal via Beazer’s Mortgage Choices program you’re providing information to the lenders of your choice so that they can start the process to give you estimated rates, monthly fees, etc.. This will ensure you can compare all proposals and decide which lender is right for you. In every Beazer community, we’ve identified a group of preferred lenders that you may use to shop for your home loan. This can save you hundreds of dollars a year.




Is there really a difference from one lender to another?

Yes – there are significant differences, including the loan programs offered, rates and fees, qualifying standards such as minimum credit scores, processing times and how the loan will be serviced after closing. That’s why Beazer offers you access to a group of preferred lenders that have been vetted for their products, their competitive rates and fees and their superior customer service. We encourage you to talk with several lenders so you can consider all available options and pick the lender and loan program that are best for you.


What do I need to know about credit scores?

Your credit score is a number ranging from 450 to 850 that reflects your overall credit history. Credit scores consider factors including your payment history to your creditors, your outstanding balances, the length of time you’ve had credit established and whether you’ve had any major credit events, such as bankruptcies, short sales or foreclosures. Your score is important, but it’s only one of several factors that lenders consider in determining your eligibility for a loan. If you have questions about your score or your credit history, it’s a good idea to have a lender review your credit report before you start shopping for a home. Beazer’s preferred lenders are available to help you with this.


Does it hurt my credit score to have more than one lender run my credit report?

No - as long as you shop for your mortgage within a 14-day time frame, you can have your credit checked by an unlimited number of lenders and it will only count as a single inquiry. This rule was put in place to give consumers the ability to apply with multiple lenders in order to find the best loan terms.


What’s the best way for me to determine how much house I can afford?

Affordability has two components – the amount you can qualify for, and the amount you are comfortable with based on your personal budget. A formal pre-qualification with the lender of your choice is the best way to determine how much house you can qualify for. During the pre-qualification process the mortgage lender will discuss your specific needs and outline all available options. Beazer’s preferred lenders are available to help you with a professional pre-qualification. The amount you qualify for could be more than the amount that fits your personal budget, so be sure to consider both factors.

What Loan Program Is
Right for You?
How to Find a
Mortgage Lender